BARE OWNERSHIP SEVILLA
Bare Ownership in Seville: sell your property and keep living in it
If you own a property in Seville and want to improve your finances, bare ownership allows you to release significant capital today — without taking on debt and without leaving your home.
Why Seville's property market makes bare ownership a smart choice right now
Seville is the Andalusian capital with the most sustained property growth in recent years. Prices across the city and its metropolitan area have risen consistently, particularly in established neighbourhoods such as Triana, Los Remedios, Nervión and the historic centre. Many foreign property owners over 65 living in Seville are sitting on a high-value asset that could be converted into immediate cash — without having to move out.
If you have been living in your Seville property for years and your pension doesn’t cover everything you need, bare ownership may be exactly what you have been looking for.
What is bare ownership and why are more property owners in Seville choosing it?
Your Seville property is worth more than you think
Seville's property market has grown steadily for years. Bare ownership allows you to turn that accumulated value into real money today — without moving, without mortgages and without depending on any financial institution.
A decision that doesn't change your life, it improves it
You sign before a notary, receive your capital, and carry on in your Seville home exactly as before. Your neighbourhood, your neighbours, your routine. The only thing that changes is your financial situation.
What does a property owner in Seville actually gain from selling bare ownership?
What changes in your life when you make this decision in Seville
Real liquidity from a property that has grown in value
Seville property prices have been rising for years. Now is the time to benefit from that growth without having to leave your home.
Stay in the neighbourhood you have always called home
Triana, Nervión, Los Remedios, the historic centre or wherever your home is, nothing changes. Only your finances improve.
A right guaranteed by public notarial deed
Your lifelong right of residence is registered before a notary. It does not depend on any private agreement or on anyone else's goodwill.
Nothing for your children to inherit as debt
Your heirs take on no financial obligation or liability from this transaction. What you receive is yours, with no strings attached.
Who can sell bare ownership in Seville?
+65
with a property in Seville
Those who need income without taking on debt
Those who cannot or do not want to leave their home
Those looking for something different from what banks offer
If your property is in the province, we can value it for free.
Also, if you have inherited a bare ownership interest, we can manage the sale of that right while keeping the usufructuary in place.
Bare ownership or reverse mortgage in Seville
Many property owners in Seville compare these two options. They are very different and the gap in what you receive can be substantial.
Bare Ownership
None. You receive capital without creating any future obligation
Transferred to the buyer, but your lifelong right of use is fully guaranteed
A high percentage of the property's real value, increasing with age
Reverse Mortgage
Creates a mortgage loan with interest that compounds year after year
You keep it, but with a mortgage registered against the property
A noticeably lower percentage of the property's market value
For property owners in Seville who want to maximise what they receive without taking on any financial burden, bare ownership is generally the more advantageous option.
What determines how much you can get for your Seville property?
There is no fixed figure because every property and every owner is different. Two factors always shape the final outcome:
The current value and location of your property within Seville
Your age at the time you make the decision
How does the bare ownership process work in Seville?
Straightforward, with no paperwork burden on your side and our team with you at every stage:
Tell us about your situation in Seville
One call or message is enough. No complicated forms, no commitments. Our team listens and guides you from the very first moment.
We assess your Seville property
We analyse the real market value of your property in its specific area of Seville or the province and send you a free estimate within 24-48 hours.
You decide, with full information
We walk you through which option best fits your situation, in detail and without pressure. The decision is always and entirely yours.
Notary signing and immediate payment
Everything is formalised with full legal guarantees. At the moment of signing you receive the agreed capital directly into your account.
From your first enquiry to the day of signing, our team is with you at every step of the process.
Own a property in Seville and want to know what it could be worth?
Request your free valuation today. Our team will contact you within 24–48 hours.
Frequently asked questions about bare ownership in Seville
Can I sell bare ownership of my flat in Seville city?
Yes. futurovital operates across the whole province of Seville, including the city itself and the surrounding metropolitan municipalities. If your property is in the province, we can value it for free.
How long does the process take in Seville?
From the first contact to the notary signing, the process typically takes between four and eight weeks, depending on the property documentation and notary availability.
What documents do I need to get started?
The title deed or a nota simple from the Land Registry, the most recent IBI receipt, and a valid ID or passport. If anything additional is needed for your specific case, we will tell you from the outset.
Can I sell bare ownership if my Seville property still has a mortgage?
In some cases yes, particularly when the outstanding balance is low relative to the current market value. Share your situation with us and we will assess it at no cost.
Can my children block the transaction?
No. As the registered owner you have full legal capacity to sell bare ownership without needing your heirs’ consent. The transaction is legally valid from the moment it is signed before a notary.
What is the difference between bare ownership and selling the property outright?
When you sell outright you lose both ownership and the right to live there. With bare ownership you transfer only the title, keeping your guaranteed right to remain in your Seville home for the rest of your life.